SHENZHEN, China, Sept. 16, 2025 — On September 11th, Lexin’s Shenzhen headquarters hosted 30 prominent international bankers from 13 different countries for discussions and research. Lexin’s Vice President, Xue Kai, along with Dustin, Director of AI Technology, showcased the company’s AI innovations to the delegation and engaged in thorough conversations.
As Chinese companies accelerate their expansion into global markets, their advanced technological capabilities are garnering significant worldwide attention. This particular visit was coordinated by The Asian Banker magazine, with a primary focus on touring key Chinese enterprises leading in AI technology. Besides Lexin, the international banking professionals also toured other renowned firms, including Huawei, TikTok, SPD Bank, Ant Group, WeBank, and ZhongAn Insurance.
During their visit, the group of international bankers displayed considerable interest in Lexin’s “Hybrid Agent Matrix,” frequently commending the significant accomplishments of Chinese enterprises in the AI sector. Lexin’s “Hybrid Agent Matrix” is a sophisticated system comprising multiple AI agents, engineered to independently manage highly complex and multi-faceted tasks, establishing it as a leader in the industry. Dustin noted that Lexin is developing a collaborative framework to establish its unique “Hybrid Agent Matrix,” facilitating the evolution of more agents from “autonomous collaboration” to “group collaboration,” and from “localized application” to “ecosystem-wide collaboration.” He elaborated, “An AI agent for a singular task is akin to a lone soldier, whereas the ‘Hybrid Agent Matrix’ resembles a diverse army with various units, capable of self-organizing and efficiently completing intricate assignments.”
The delegation also paid close attention to Lexin’s rapid expansion in international markets. Leveraging over ten years of accumulated fintech expertise in areas like risk control, technology, and middle/back-office operations, Lexin has achieved substantial growth in overseas markets, notably in Mexico and Indonesia. “We are committed to expanding into more countries and regions in the future to provide inclusive and convenient financial services for consumers,” stated Xue Kai, Lexin’s Vice President.
Several visiting international bankers commented that the visit offered them not only deeper insights into Lexin’s technological innovations and business model but also a firsthand appreciation of China’s financial technology competitiveness on the global stage. They expressed keen interest in potential future collaborations with Lexin.
As a prominent provider of digital technology services for new consumption in China, Lexin has received The Asian Banker’s Annual Award for seven consecutive years, been listed among the “Top 500 Chinese Service Enterprises” for five years running, and frequently recognized as one of the “Top 100 Chinese Internet Enterprises.” Its prowess in technological innovation has earned wide recognition from numerous media outlets and institutions. Moving forward, Lexin plans to boost R&D investments, concentrate on integrated innovation across emerging technologies such as AI and digital finance, fully enhance its operational capabilities, actively advance its international business development, and contribute positively to the advancement of the financial industry.
Contact:
Chuanda Xu, chuandaxu@lexin.com
