EX.IO and CTI Capital Jointly Launch Hong Kong’s First Convertible Promissory Note RWA, Ushering in a New Era for Digital Asset Finance

HONG KONG, Sept. 09, 2025 — EXIO Group Limited (“EX.IO”), a global Web3 innovation leader, has partnered successfully with CTI Capital Management Limited (“CTI Capital”), the licensed trustee subsidiary of Capital Management Limited and wholly-owned overseas platform of CITIC Trust Co., Ltd., to launch Hong Kong’s inaugural real-world asset (RWA) digital token. Named $EXCB-25 and residing on the Ethereum mainnet, this token is based on a convertible promissory note structure. This achievement marks a significant advancement for Hong Kong’s digital asset landscape and, crucially, signifies a transformative shift for global finance by seamlessly integrating robust trust frameworks with advanced digital asset technology.

Breaking from Tradition, Introducing Two Key Innovations

This issuance represents a significant departure from the common fund structures in the RWA market. It features two pioneering innovations: the strategic adoption of a note structure and the central role of a trust institution in registering RWA asset ownership, with stablecoin subscriptions also supported. This progress significantly strengthens the legal framework surrounding Real World Assets. Compared to conventional approaches, the note-based structure offers clear advantages, including reduced costs, inherent on-chain token ownership, and a streamlined operational model for compliant RWA issuance, thereby substantially improving overall efficiency and the investor journey.

State-Owned Trustee Collaboration, Highlighting Three Core Benefits

CTI Capital stands out as one of the first Chinese state-owned financial institutions to assume such a pivotal role in RWA issuance. It performs the vital task of managing the registration of off-chain RWA information, effectively creating a bridge between on-chain and off-chain RWA data. This collaboration enhances the verifiability of off-chain asset ownership, strengthens the stability and value of the underlying assets, and substantially lowers RWA issuance costs compared to traditional structures. Furthermore, it establishes a benchmark for the issuance and verification of financial asset RWAs, providing a streamlined operational framework and an improved investor experience, while also laying a strong foundation for future stablecoin and other digital asset offerings.

A Testament to Traditional and Innovative Integration

As an innovator known for building “By TradFi, For TradFi,” EX.IO, leveraging its dual expertise in traditional finance and Web3, partnered with CTI Capital to create an industry benchmark. This initiative exemplifies the successful merger of established financial products with the innovative spirit of Web3, setting a firm groundwork for the widespread adoption of RWAs in the future.

Ms. Chen Wu, Co-founder and CEO of EX.IO, commented: “The successful launch of this RWA marks a pivotal moment in our mission to connect the traditional financial world with the digital asset realm. The support from CTI Capital demonstrates the traditional financial institution’s acknowledgment and confidence in the Web3 innovation paradigm. This partnership establishes a new standard for Hong Kong amid the global wave of financial transformation. We are eager to build on this issuance as a starting point, continually pioneering the application exploration within tokenized financial markets.”

This issuance not only solidifies EX.IO’s leadership in the compliant digital asset sector but also underscores the immense potential of RWA technology to redefine the global financial landscape. This groundbreaking initiative by EX.IO and CTI Capital sets a new precedent for Hong Kong’s financial market evolution and creates a robust foundation for the sustained and healthy expansion of Hong Kong’s RWA ecosystem, ultimately fostering a deeper integration of digital assets with the real economy.

Looking ahead, EX.IO is committed to expanding its collaborations with both traditional financial institutions, including brokerages and banks, and enterprises holding high-quality real-world assets. With this solid groundwork, EX.IO aims to grow its compliant RWA issuance, distribution, and circulation platforms. This strategy is designed to offer global investors unparalleled access, elevate the significance of RWAs in global finance, and cement Hong Kong’s position as a central hub.

About EXIO Group Limited

EXIO Group Limited is a premier global enterprise bridging traditional finance (Web2) and Web3 ecosystems, delivering innovative, compliant, and secure financial solutions. Headquartered in Hong Kong, the group operates through various subsidiaries, including EXIO Limited (a Virtual Asset Trading Platform, VATP, regulated by the Hong Kong SFC) and EXIO FZCO (currently seeking a VASP license regulated by Dubai’s VARA). EXIO Group Limited’s mission is to empower users worldwide with cutting-edge Web3 financial services, combining compliant regulation, advanced technology, and strong banking partnerships to serve institutional, high-net-worth, and retail clients.

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About CTI Capital Management Limited

Established in Hong Kong in December 2012, CTI Capital Management Limited operates as a wholly-owned subsidiary of CITIC Trust Co., Ltd. and serves as its international business expansion platform. It holds the distinction of being the sole overseas subsidiary of a trust company approved by the former China Banking Regulatory Commission.

Leveraging Hong Kong’s prominence as a leading international financial center and supported by its parent group’s extensive expertise and resources, CTI Capital is dedicated to providing its partners with comprehensive, integrated financial services.

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Disclaimer: This press release may contain forward-looking statements. Such statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans, and business plans) and are subject to change without prior notice. Readers are cautioned that these statements involve numerous risks and uncertainties that could lead to actual future circumstances, events, or results differing substantially from those projected in the forward-looking statements, including the risk that actual outcomes may vary materially from those anticipated in the forward-looking statements.

CONTACT: Kelvin CHEN

kelvin.chen at ex.io